Critical Illness Cover

The cover is intended to pay for any financial worries loved ones may face during or after the critical illness such as mortgages or debts.

Book Appointment

Insurances Sections

Critical Illness Cover is typically a long-term policy in which a lump sum (tax free) payment will be made if you were to be diagnosed with a serious illness. The cover is intended to pay for any financial worries loved ones may face during or after the critical illness such as mortgages or debts for example.

Critical Illness Cover

Different insurers, and different costs can include and exclude different critical illnesses, for example the most common critical illness covers are heart attacks, strokes and certain forms of cancer, this is therefore important to source the best advice possible so that you are covered for all of the illnesses you would want to be, our advisors are trained to a very high standard to advise all in choosing the right plan for the right person.

Two types of Critical Illness Cover

Reviewable and Guaranteed policies, both policies contents are identical although the main difference is the payments.

Reviewable Critical Illness cover is reviewed over a specified time typically (2-5 years) to make sure the premium your paying is effective enough to cover you.

Guaranteed Critical illness cover is a guaranteed premium throughout the term of the cover and will not change unless you alter the plan due to change in circumstances.

At Open Vision Finance we make sure to supply our clients with the best suited critical illness packages available, with added benefits due to our long lasting relationships with protection companies.

Additional benefits can we can look to offer include policies such as:

  • Best doctor – Allowing you a free consultation with an expert of your choice.
  • Children Critical Illness cover
  • Accident Hospitality benefit – A sum is paid if you were to be hospitalised for a specific amount of time for a physical injury.
  • Early days advance payment – Providing an upfront amount for when a claim has been filed.
  • Funeral benefit/cover
  • Family accommodation benefit
  • Waiver of premium

The above benefits are dependant on providers.

Our lenders and providers

Book an Appointment

Please provide as much information as possible to book an appointment with one of our most suitable, experienced advisors.

Date

Time